Turbo Finance is a registered trademark of Turbo Microfinance Bank, a CBN‑licensed institution insured by the NDIC.
The Bank Built for Your Lifestyle.
From paying your bills to growing your wealth, manage your entire financial life in one sleek app.
Why Turbo Finance?
Personal Banking Products
Bills & Utility
Buy airtime, data, and power right on your banking app. What’s more, you get instant cashback on EVERY TOKEN PURCHASE.
Loans
Out of cash before payday? Upgrading your life or handling an emergency? Get instant credit from ₦20,000 up to 400% of your income with minimal collateral.
Payments
From lightning-fast bank-to-bank transfers across Nigeria to global shopping, or use your Turbo Debit Card.
Savings
Don’t let your money sit idle. Flex it and earn a steady interest with 24/7 cash access or lock it down for 10 days to 2 years for guaranteed high yield returns.
Services
This is where your life can seamlessly intertwine. You can pay and monitor your everyday utilities anytime, anywhere.
Bills & Utilities
Tap into a high-speed ecosystem that lets you pay for electricity tokens, TV subscriptions, airtime, and data.
Send Money
Lightning-fast bank-bank transfers to any bank in Nigeria. Reliable, secure, and built for speed to keep up with your life’s pace.
Debit Cards
From local restaurants to global online shopping, your Turbo Debit Card is the ultimate companion for your lifestyle, with high limits, zero stress, and instant notifications.
Real People. Real Progress.
What users are saying, and doing. Because results speak louder than marketing.
I used the Salary Advance to fix my car mid-month. The 5% interest was way cheaper than any other app I’ve used, and it was in my account in minutes.
I was short on cash but using the Salary Advance, I cleared my school fees balance for my Master’s program; just in time for exams. Now I am just waiting to graduate.
Sometimes a customer wants three dresses at once and I’m short on cash to waybill them. I just grab a Nano Loan on Turbo, sorted in minutes! No need to disturb friends for ₦20,000. It’s quick, I ship my orders, and I pay back as soon as the customer confirms. Simple.
The 1% cashback on electricity tokens sounds small until you realize it pays comes in handy in the middle of the night, especially at the end of the month. Turbo Finance just gets it and offers smart banking.
Moving my studio to a better plaza was a big milestone for me. I used the Personal Loan feature to cover the rent and setup. The best part? Turbo made sure my monthly repayments didn't swallow my profit. Now my business has a proper home, and my finances are still breathing fine.
I saw a great deal on a lens that I needed for my photography side-business, but payday was two weeks away. I didn't want to miss the offer, so I took a Salary Advance on Turbo. I got the gear and covered my gig. The repayment was just a small slice of my next pay which the gig covered, so it was totally worth it. Turbo understands the hustle.
Weekly Street-Smart Finance Tips
Join 15,000+ Turbo users receiving weekly Finance ‘hacks’ on how to maximize their cashback, grow their savings, invest smart, and borrow responsibly. No spam. Just the secrets to making the most out of the Turbo-charged lifestyle.