Turbo Finance is a registered trademark of Turbo Microfinance Bank, a CBN‑licensed institution insured by the NDIC.
Reliable Business Payments. Real-time settlement.
Don’t let slow networks, hidden bank fees, and delayed transaction alerts stall your business growth. Turbo delivers a high-capacity, legal-grade business payments infrastructure engineered to keep your cash moving seamlessly.
POS TERMINALS
Collect Payments Anytime, Anywhere.
The Cost of Slow Bank Networks...
Losing a sale because your customer doesn’t have cash, your network is down, or a transfer takes 30 minutes to reflect, directly hurts your daily revenue. Worse, if the customer goes to a competitor who can check them out faster.
What You Get with Turbo
- Instant Cash Settlement: Say goodbye to next-day banking delays. Payments swiped on your Turbo POS land in your business wallet instantly.
- Heavy-duty Network Connectivity: Equipped to maintain strong signals, cutting down failed customer card swipes.
- Accept All Card Types: Seamlessly process payments from all local debit cards, credit cards, and instant pay-by-transfer options.
- Heavy-Duty Battery Life: Built for the Nigerian retail landscape with a long-lasting battery that keeps your business running even during power outages.
MONEY TRANSFERS
Send Cash in Seconds
We Know the Struggle...
Your suppliers won’t release the materials or load delivery trucks until they see a credit alert. If your transfer gets stuck, your entire business comes to a painful halt.
What You Get with Turbo
- Instant Delivery: Move money to any bank or digital wallet across Nigeria without the standard ‘pending’ anxiety holding up your business.
- Free Unlimited Transfers: Enjoy completely free, unlimited transfers when sending money to other Turbo business or personal users, and a flat, low-cost fee for external bank transfers; no hidden charges.
- Instant Sharing Receipts & Tracking: Generate clean, shareable PDF transaction receipts with one tap to confirm payments directly with vendors and keep your records clear.
- Optimized Wallet Rails: Bypasses the heavy, congested traditional banking channels to ensure your payments land in the right accounts in minutes.
- High-Capacity Wallet Tiers: Enjoy high daily transaction maximums that scale alongside your verified business registration details to handle heavy corporate needs.
BILL PAYMENTS
Settle Business Bills & Get Paid to Do It.
Tired of This?
Paying basic utilities feeling like a chore? And even worse, you get charged extra and don’t get anything back?
What You Get with Turbo
- The 1% Hack: Earn a flat 1% cashback directly into your wallet every single time you buy data bundles, airtime, or electricity tokens.
- Universal Network Support: Access all major telcos (MTN, Airtel, Glo, 9mobile) and power distribution companies directly from one place.
- Auto-Saved Meters & IDs: Securely stores your meter numbers and smartcard IDs after the first purchase so you never have to memorize them.
- Real-Time Token Delivery: Your prepaid electricity tokens or data renewals are delivered instantly on-screen and via SMS or email.
DEBIT CARD
Your Reliable Swipe.
Avoid the checkout nightmare...
There is nothing more embarrassing than standing at the supplier’s warehouse checkout only for the POS terminal to show “Transaction Declined” due to poor bank networks.
What You Get with Turbo
- Optimized Offline Network: Built on an optimized card network specifically designed to stop network failures when purchasing equipment or business supplies.
- Secure PIN Management: Create, reset, or change your company card’s 4-digit ATM code securely within your dashboard in seconds, whenever you want.
- Direct Wallet Syncing: Draws funds straight from your primary business wallet balance, eliminating the need to constantly fund or maintain a separate card account.
VIRTUAL ACCOUNTS
Direct Payment Links for Easy Deposits
Tired of Wrong Bank Codes?
Chasing clients for payment is tough enough. Dealing with wrong bank short codes, delayed deposit notifications, or transactions that bounce back makes your business look disorganized and stalls your business.
Stop Struggling to Get Paid.
- Instant Corporate IBANs: Generate a dedicated, permanent bank account number for your company the second your business profile verification goes live.
- Universal Acceptance: Your clients can pay you from any commercial bank app, corporate web portals, or simple USSD banking from any financial institution in Nigeria.
- ₦0 Maintenance Fees: Absolutely no ledger fees, monthly card maintenance costs, or account holding fees; every single Kobo your clients send to you lands 100% intact.
- Perfect for Business: Share your generated account details confidently with clients, partners, or customers for fast, reliable inbound payments.